The Team Behind Unmortgage

Our generation will never own the home they want

House prices have pushed home ownership out of reach for first time buyers. Home ownership amongst 16-34s has halved in the last decade, despite only 4% of people preferring to rent.

Today, homes are cheap to own but expensive to buy. Historically low interest rates mean that the mortgage payments are not the problem: it's the enormous deposit that you need in order to get onto the housing ladder. It will take the average earner decades - and in some places a lifetime - to save for the deposit to buy their first home.

Why home ownership matters

According to Shelter, a home should be in decent condition, provide stability and be affordable. The problem is that for first time buyers, renting does not provide stability and homeownership is not affordable.

We created Unmortgage so pension funds can make a difference

Unmortgage uses institutional capital from pension funds to help first time buyers. Our partners want to help first time buyers have a home and they know that investing in residential property makes sense commercially too.

Who we are

We're a passionate team with experience across the entire spectrum from financial services corporates to startups in the property industry.

Want To Join The Team? Reach Out!

Our Advisors

We are guided by our advisory team who have extensive industry experience and understand the problems we are trying to solve.